Frequently Asked Questions1

Frequently Asked Questions

Q

What if the client is renting?
A

Present proof of billing address where you live

Q

What if the client is new to live?
A

The client needs a co-borrower

Q

What are the requirements of the co-borrower?
A

Same requirements as the borrower

Q

How much is the down payment?
A

Refer to pricelist given

Q

Modes of payment for down payment
A

  • Cash
  • Credit Card
  • Check – release of unit upon clearing

Q

What are the other fees to pay?
A

P500 Processing Fee
P200 Application Deposit – refundable if approved or disapproved

Q

How long is the maximum term?
A

12 to 36 months

Q

Can a TODA Member apply for a motorcycle Loan?
A

Yes

Q

What are the requirements for a TODA Member?
A

With existing TODA – REGISTERED Motorcycle
  • Updated OR/CR of existing unit
  • Franchise/Motor Tricycle Operators Permit (MTOP)
  • TODA ID’s/TODA Certificate
With an existing TODA – REGISTERED Motorcycle
  • Proof of income
  • Franchise/Motor Tricycle Operators Permit (MTOP)
  • TODA ID’s/TODA Certificate

Q

How does Lay-away reservation works?
A

Client is not yet decided what unit to avail or they are only interested in referring. Lay-away reservation is the best way for them. Reservation is P4,500, client is entitled to have referrals.

Q

Is Lay-away reservation refundable?
A

No, but it will be fully credited towards your motorcycle purchase.

Q

When will the 1st due date start?
A

First due date starts 1 month after the booking of the account. If approved applicant has no checking account; required to open Checking Account with TRB Initial Deposit: P500 – can be refunded after last payment Check Book Fee (50 pcs.): P225 Approved applicant will issue checks with regards with the term.

Q

How will the client apply and what are the process involved if the client is not within the area?
A

1. Unimotors Admin. Office will send an application form via e-mail.
2. Client will simply fill-up the e-mailedapplication form.
Scan and E-mail the application form together with the necessary requirements to
sales@unimotorsph.com or s.unimotors@yahoo.com

Q

What are the client advantages in choosing Unimotors Motorcycle Loan versus other motorcycle financing in the market?
A

1.) UNIMOTORS have P2,000 referral rebate plus P200 on time payment for Installment basis and P60,000 for cash basis per approved.
2.) UNIMOTORS have Home Delivery Option.
3.) UNIMOTORS comes with an e-loading business
4.) UNIMOTORS offers a nationwide sales and service.

Q

Do we honor Trade In and Take Out Loan?
A

NO, we only allow new applications for financing of brand new motorcycle units.

Q

What can Uniload Dealer get From availing Unimotors Motorcycle Loan?
A

A motorcycle and additional head in the business.